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Can You Tarp Your Own Roof After Storm Damage Safely?

Last updated October 25, 2026

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The short answer

Assess the Risks First

Tarping a roof involves walking on a surface that may be slippery, weakened, or hiding hazards like loose shingles or exposed nails. Wet roofs are especially dangerous, and a fall from even one story can cause serious injury. Before you climb up, check the weather and wait for a dry, calm day. If the roof is wet, icy, or you have any doubt about its stability, do not attempt it.

Consider your own physical condition and comfort with heights. If you have balance issues, fear of heights, or lack proper footwear, this job is not worth the risk. Also, look at the pitch of your roof. A steep slope or a multi-story home makes the job far more hazardous. In these cases, the safer choice is to let local water damage pros handle the tarping.

Gather the Right Equipment

You will need a heavy-duty tarp large enough to cover the damaged area with at least a foot of overlap on all sides. Use roofing nails or screws with washers to secure the tarp, and make sure you have a hammer or drill. A ladder that extends at least three feet above the roof edge is essential, and a second person to hold the ladder or hand you tools is strongly recommended.

Secure the Tarp Properly

Lay the tarp flat over the damaged area, making sure it extends beyond the damage on all sides. Start at the lower edge of the roof and work upward so water runs off the tarp, not under it. Secure the top edge first, then the sides, and finally the bottom. Use roofing nails with washers placed every 12 to 18 inches along the edges and every few feet in the middle.

Avoid nailing into the damaged area itself, as this can worsen the leak. Instead, fasten the tarp to solid parts of the roof. If the damage is near a chimney or vent, tuck the tarp under flashing or use caulk to seal gaps. Check the tarp after heavy rain or wind to ensure it has not shifted. A loose tarp can flap and cause more damage.

Know When to Call the Pros

You can handle a small, single-layer tear on a low-pitch roof if you are comfortable. But if the storm ripped off large sections of shingles, damaged the decking, or caused water to enter your home, the job is bigger than a tarp can solve. Structural damage, sagging, or holes larger than a few feet need professional assessment.

The pros have the training and equipment to tarp safely and can also inspect for hidden damage. They can identify issues you might miss, such as weakened rafters or mold growth. If you are unsure about the extent of the damage, it is wise to call for a water damage inspection. Your insurance company may also require a professional assessment before filing a claim.

Policies vary, and your insurer decides what is covered.

  • Call the pros if the roof is steep or more than one story high.
  • Call the pros if you see sagging, cracks, or holes larger than a few feet.
  • Call the pros if water is actively leaking into your home.
  • Call the pros if you have any health condition that affects balance or strength.
  • Call the pros if you are unsure about your ability to tarp safely.

What to Do After Tarping

Once the tarp is in place, document the damage with photos and notes. This helps with insurance claims and gives the pros a clear picture of what happened. Keep the tarp secure and check it regularly, especially after storms. If you notice water stains inside your home, that means the tarp is not doing its job.

Contact a roofing professional for a permanent repair as soon as possible. A tarp is a temporary measure, not a long-term solution. Do not delay, especially if the weather in your area can be harsh. The pros can also help with water damage mitigation to prevent mold and structural issues.

Finally, if you have any health concerns from being in the rain or cold, see a doctor if you feel unwell. Your safety comes first.

Talk to someone now

Water keeps spreading into floors and walls, so it is worth acting early. Calls are answered 24/7.

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Frequently asked questions

How long can I leave a tarp on my roof?

A tarp is a short-term fix, usually lasting a few weeks to a couple of months. It depends on weather and how well you secured it. Heavy snow or wind can loosen it. Plan for a permanent repair soon to avoid water damage inside your home.

What type of tarp should I use for a roof?

Use a heavy-duty polyethylene tarp, often blue or silver, that is UV-resistant and waterproof. Make sure it is large enough to cover the damage with at least a foot of overlap on each side. Thicker tarps, around 10 to 12 mil, hold up better in wind and rain.

Will my insurance cover roof tarping?

Some policies may cover emergency tarping as part of water damage mitigation, but not all. Check your policy and talk to your insurance company. Policies vary, and your insurer decides what is covered. Keep receipts and photos for your claim.

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