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How Hail Damage Roof Inspections Work Step by Step

Last updated October 25, 2026

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The short answer

Start with a Ground Check

The first step is a careful walk around your home. The inspector looks at the roof from the ground using binoculars or a camera with a zoom lens. They check for obvious signs like missing shingles, dented gutters, or loose flashing. This helps them decide where to focus the closer inspection.

For a two-story home, a ground check can miss a lot. That is why the next step matters. The inspector will note any areas that look suspicious, like spots where granules have washed away or where shingles seem lifted. This initial scan sets the stage for a more detailed roof-level review.

  • Look for dented gutters or downspouts
  • Check for missing or cracked shingles
  • Note any loose or lifted flashing
  • Spot granules collecting in downspouts
  • Identify areas where hail may have hit hardest

Climb Up for a Close Look

Once the ground check is done, the inspector moves to the roof itself. They walk the surface carefully, looking for hail impact marks. Hail often leaves small dents or dimples in asphalt shingles, and it can crack older tiles or slate. The inspector also checks the condition of the roof deck and any exposed nails.

This roof-level inspection is detailed. The pros will check around vents, chimneys, and skylights, where hail damage can lead to leaks. They also feel for soft spots in the roof deck, which suggest water has already penetrated. This close look helps identify whether the damage is cosmetic or structural.

Document Every Finding

During the inspection, the pros take photos and notes of each damaged area. They measure the size of dents or cracks and note the type of roofing material. This documentation is important for your insurance claim and for planning repairs. It also helps you understand the scope of the damage.

The inspector may also use a moisture meter to check for hidden water in the roof layers. If the hail has created small punctures, water can seep in without being visible from the outside. Catching this early can prevent more serious water damage inside your home.

Use Thermal Imaging for Hidden Issues

Some inspections include thermal imaging. This tool detects temperature differences on the roof surface, which can indicate trapped moisture or insulation gaps. Thermal imaging can reveal areas where hail damage has allowed water to enter, even if the shingles look intact from the outside.

Thermal imaging works well when there is a temperature difference between the roof and the outside air. In warm, humid climates, it can be especially useful. The pros often schedule this part of the inspection for early morning or late afternoon for the clearest readings.

  • Detects moisture trapped under shingles
  • Finds insulation gaps that let heat escape
  • Reveals areas where water has wicked into the deck
  • Helps pinpoint spots for targeted repair

Review the Report and Next Steps

After the inspection, you receive a written report. It lists the extent of the hail damage, photos, and recommended repairs. The report may also include a priority list, such as fixing leaks first, then replacing damaged shingles. This helps you decide what to address right away.

If the report shows significant damage, you may need a roof repair or replacement. The pros can guide you on the options, but the final decision is yours. Keep in mind that your insurance company will have its own adjuster, and policies vary, so check your policy to understand what is covered. Policies vary, and your insurer decides what is covered.

Water damage does not wait

Phones are answered 24/7 for Burnsville and nearby communities.

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Frequently asked questions

How long does a hail damage roof inspection take?

A typical inspection takes one to two hours, depending on the size and complexity of your roof. A simple single-story roof may be quicker, while a multi-level home with many angles takes longer. The pros will give you a time estimate when you schedule.

Can I do a hail damage roof inspection myself?

You can do a basic visual check from the ground, but a professional inspection is safer and more thorough. Walking on a roof is risky, and you might miss subtle signs of damage. The pros have the training and tools to spot hidden issues.

What should I do if the inspection finds hail damage?

First, document the damage with photos. Then, contact your insurance company to file a claim, as policies vary. Finally, get repair estimates from local roof repair pros. Address any active leaks right away to prevent water damage inside your home.

Call Now (952) 522-6744